13 Jun Facing the Unexpected: Life Insurance Is Preparation
Facing the Unexpected: Koonsman Family
Jamey and Robyn Koonsman met in college and realized they shared a love of the land and the animals that populated the ranches they grew up around. Once married, they shared their passion with their daughters, Hope and Jordyn. The family spent their free time attending stock shows and rodeos. Hope loved nothing more than showing steers and truly owned the ring when she was in it, and Jordyn took a shine to rodeo riding.
While it’s nothing a family should ever have to suffer, Hope died unexpectedly when she was just 19, the result of a birth defect the family thought was long in the past. It proved fortunate that the couple had done life insurance planning early on with their insurance professional. Not only had they bought a combination of permanent and term life insurance for themselves, they had purchased permanent life insurance for both girls. Their plan was to gift the policies to the girls once grown. Instead, they used Hope’s policy to pay medicals bills and to start a foundation in her honor.
Layered on this tragedy was Robyn’s ongoing fight with breast cancer. She had been battling the disease over the course of eight years. Then, less than two years after Hope died, Robyn lost that battle at age 37. In the wake of her death, life insurance did what it was meant to: pay for medical bills and final expenses, and allow Jamey and Jordyn to continue living in their home without financial concerns. Jordyn has also been able to pursue her rodeo riding, which has sustained her through these tragedies.
Jamey says that when they originally got life insurance in their 20s, they never expected to use it. So his message to others is simple: “You’re never too young to get life insurance, because you never know what will happen. Make sure you take care of your family, so if something does happen, they won’t struggle.”
Contact QQIS today and learn how you can protect your family with our comprehensive Life Insurance products.
Life Insurance Video Transcription
Jamey Koonsman: Robyn and I wanted to share our love of the land and animals that we grew up around and our daughters certainly picked up on our passion. Hope, while she was shy, but when she stepped into the show ring to show her steers in the stock show, she just owned it. And Jordyn is a stellar rodeo rider.
Our family suffered two tragedies. Hope died unexpectedly at just 19 and two years later my wife lost her battle with cancer at the age of 37.
Thankfully we had life insurance. It allowed us to pay medical bills, start a foundation in Hope’s name, and, frankly, be okay financially to live in our home and continue on without Hope and Robyn.
Just know that you’re never too young to get life insurance. Make sure you take care of your family, so if something does happen they won’t struggle.